- Property Coverage – This coverage protects your home, outbuildings, belongings and some equipment in the event of loss, such as a fire or tornado.
- Liability Coverage – This coverage will cover a loss unintentionally caused by you or your employees to another’s property or person.
- Medical Payments – This coverage will provide payments for medical bills sustained by someone injured on your property.
- Additional Living Expenses – If you must relocate from your home due to damage caused by a covered event, then this coverage provides for the costs of things like temporary housing or a hotel stay.
M. C. Thomas Insurance is now Carnes Insurance Agency, same faces, new name!
We at the M.C. Thomas Insurance Agency insurance agency would like to take this opportunity to announce an exciting change for our company’s future. As many of you know Scott Carnes has been the agency owner since January of 2016. This change was preceded by five years of working closely with the previous owner, Matt Thomas. During this time the agency has thrived thanks to clients like you!
We are now prepared to take the next step in our legacy by changing our name to The Carnes Insurance Agency effective May 1, 2022. Rest assured that you will continue to receive the same great service and expertise you have come to rely on. Our staff and location will remain the same and no action will be necessary on your part.
The M. C. Thomas Insurance agency has been faithfully serving the Ohio Valley since 1954 and we expect the Carnes Insurance Agency to continue this tradition.
Thank you for your support and understanding as we move forward with this transition.
Scott Carnes and the Carnes Insurance Agency Staff